You must provide to the title company “proof of insurance” or your closing will be delayed until it is provided.
Some title agencies require a proof of payment receipt and full policy at your closing others may accept faxed copies.
It is important to understand what is required or your closing will not close until this is done.
Homeowners insurance protects you from financial losses caused by storms, fire, theft, and other events outlined in your policy. It is important to know what’s in your policy. Make sure you read your policy carefully and understand your specific coverage’s. Don’t wait until you have a claim to review your policy and to know your rights.
Home owners insurance is not required if you are paying cash for the home. No mortgage company will allow you to close without a policy.
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